Initial Deposit needs to be 15% of the total amount.

Installment payments need to be made on a regular fortnightly basis.

If the lay-by is for prescription spectacles, lenses will be cut and fitted into your chosen frame when 50% deposit has been reached.

Lay-by duration cannot be extended over 3 months from the date of the original deposit (Unless otherwise arranged).

Cancellation of the Lay-by

If the lay-by is cancelled, 10% of the total amount will be retained.

Where prescription lenses have been cut and fitted into your frame all monies paid, will be retained.

You can collect you spectacles when the full balance has been paid. 
There are not fees or changes with this system.

Or... Pay for your glasses while you wear them with

Takehomelayby helps you to break down the overall expense of purchasing eyewear, into manageable bite-size amounts payable over 4 months.  This system allows you choose the frames you love and have the lenses that that best suit your optical needs. This system is interest free and has a once off processing fee of $19.

Please see the form below for details

for your Spectacles / Sunglasses

To be eligible you must be able to answer “YES” to the 5 questions below :

• Are you over 18 and live in Australia ?
• Do you work full time (30 hours per week) or are you an aged pensioner ?
• Do you have valid photo ID
• Do you have a bank account ?
• Is it true that you do not currently have a TakehomeLayby account with other stores ?

How Takehomelayby works;

• Pay 25% of the cost as a deposit, this can be paid with Cash or your Credit Card, Health Fund contributions are not counted as the deposit, but they will lower the amount you need
  to finance.

• There is no interest to pay, just a once off $19.00 processing fee
• Our staff will complete a half page form with your details
• You will need to decide whether you’d prefer 8 fortnightly or 4 monthly payments, which will be debited directly from your bank account.  If the amount financed is over $500 you can
  have 6  monthly payments or 12 fortnightly. Also, select the first repayment date that needs
  to be between 14-30 days from the day you sign the agreement.

You will need to provide:

• Bank account details which the repayments will be made from
  
  
• Name Of Your Bank
• Suburb of you bank, State, Postcode
• BSB Number
• Account Number
  
  
• Employer Name or Trading Name if self employed
• Employer Phone Number
• Your Last Pay Day
• If Aged Pensioner, your card number
• Photo ID – Drivers Licence / Australian Passport / Proof of Age Card

Conditions

There is no minimum financed amount, but the maximum is $1000.
You cannot use Takehomelayby with any other offer including sale items and the 2 for 1.